Business banking

Build business banking with all the specific nuances needed for your customers through our Accounts and Payments APIs.
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Challenges to-date

Businesses have very unique needs. In the UK alone, small-to-medium-sized-enterprises (SMEs) generate 52 percent of private sector turnover and are responsible for 60 percent of private-sector employment (Source). These businesses continue to be responsible for the majority of GDP around the world, yet their banking needs are continuously unmet.

Studies have shown that a number of banks have been able to achieve a significant uptick in performance with SME clients; top-performing banks in Western Europe generated more than 30 percent higher revenues per SME customer than average banks, driven both by higher lending and cross-sell revenues (Mckinsey 2022).

Any offering servicing their business customers can increase brand loyalty, retention and bring in new revenue streams by building banking solutions that cater directly to business owners.

Our solution

Give your time-poor business owners more space to do what they love.
No matter the size or location, build tailored, financial solutions that your business customers will love. This includes the ability to create comprehensive business accounts, local and global payments processors, easy applications for financing and accounting software to streamline tedious tasks.
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Designed for any industry

Through Manigo’s API suite or whitelabel solution, anyone can build banking solutions for their business customers. Plus, supplemented with the Manigo Back Office Portal, anyone in your team can track critical metrics about your business customers, their pain points and their usage.

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Easy setup

Quick and easy to setup. We guarantee to get you to market in no time at all.

Connect to global payments rails

We set you up for global success. Move funds on and off platform with a variety of local payment rails to build from.

Bank-grade security

We cover fraud monitoring to detect and prevent payment card fraud and 3D security to ensure full verification with card issuers. Full KYC and AML compliance regulations.


Technology teams can use our simple-to-understand documentation, and tokenize cards in digital wallets like Apple Pay and Google Pay.

If you would rather have our support on every step of your journey with us, we also offer our Program Management solution that can ensure you are setup for success from start to finish.

Explore our Use Cases

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Build fully-compliant in-app payment methods or setup card programmes, all through our card issuing API.

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Enhance customer experience by issuing multi-currency bank accounts into your apps and products.

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Consumer Banking

Build a comprehensive personal banking solution for your customers through our Accounts and Payments API.

Explore our APIs

Build in minutes. Delight customers throughout every journey.

Read our documentation to find out more about our developer-friendly, RESTful APIs. Plug into our platform to build a customised payment solution fully tailored to your business needs.