Consumer banking

Build a comprehensive personal banking solution for your customers through our Accounts and Payments API.
Customer relationship management illustration
AWS Main black and white logo
mastercard black and white logo
l39 black and white logo
wexelerate black and white logo
Microsoft black and white logo

Challenges to-date

Customers expect a streamlined experience between their buying journey and banking or payment provider.

Despite the banking transformation that the system is currently going through, consumers are still left feeling short-changed by their providers who are still struggling to remain relevant and stay on top of technological advancements. Of the 345 banks in the UK, only 15 scored more than 60 percent in a 2020 customer satisfaction survey (Source).

The future will see banking melting into the overall customer journey. 65 percent of bankers acknowledged that big tech companies would continue to push into arenas formerly dominated by incumbent financial service firms. Only about 30 percent said incumbents would be able to fend off these new competitors (PwC).

Banking products will disappear, and the pillars of banking - lend, invest and insure - will be functional support blocks for customer needs no matter the platform or industry.

Our solution

No matter the size or location, your retail clients can now open accounts tailored to their every need, plus receive and make payments locally or internationally to friends and families living abroad.
Manigo small logo

Creating new opportunities

Any business servicing this sector can provide additional products that can support their customer’s banking needs. With many people preferring to keep their financial lives streamlined, offering new services within one application will support retention, increase brand loyalty and create new opportunities for revenue generation.

Designed with consumers in mind, through Manigo’s API suite or whitelabel solution, anyone can build a comprehensive account solution for their customers. Plus, supplemented with the Manigo Back Office Portal, anyone in your team can track critical metrics about your customers, their pain points and their usage.

Easy setup

Quick and easy to setup. We guarantee to get you to market in no time at all.

Connect to global payments rails

We set you up for global success. Move funds on and off platform with a variety of local payment rails to build from.

Bank-grade security

We cover fraud monitoring to detect and prevent payment card fraud and 3D security to ensure full verification with card issuers. Full KYC and AML compliance regulations.


Technology teams can use our simple-to-understand documentation, and tokenize cards in digital wallets like Apple Pay and Google Pay.

If you would rather have our support on every step of your journey with us, we also offer our Program Management solution that can ensure you are setup for success from start to finish.

Explore our Use Cases

bank grade security icon


Build fully-compliant in-app payment methods or setup card programmes, all through our card issuing API.

connect to global icon


Enhance customer experience by issuing multi-currency bank accounts into your apps and products.

easy set-up icon

Business Banking

Build banking with all the specific nuances needed for your business customers through our API suite.

Explore our APIs

Build in minutes. Delight customers throughout every journey.

Read our documentation to find out more about our developer-friendly, RESTful APIs. Plug into our platform to build a customised payment solution fully tailored to your business needs.