Manigo Personal Accounts

Manigo is a multi-currency banking and social payments account with a contactless Mastercard.

The most functional multi-currency account to date

With Manigo you get a multi-currency account as a standard. Save money and avoid unnecessary banking fees. Exchange your money directly within your wallet into other currencies and spend or transfer it instantly – for free!

Managing group payments has never been easier

Manigo takes out the stress of organizing group events: Enjoy every moment with your friends and let Manigo handle your group budget. Request, collect and split money as easily as sending a text!

Take full control of your finances

Manigo shows all your transactions in the budget manager and helps you fully understand and analyse your spending.

User Friendly Design

Amazing app to synchronize your phone and your life. Be mobile. Be popular. Be trendy.


  • Account fee: Free
  • Card load fee: Free
  • Bank transfer fee (incoming & outgoing): Free
  • Foreign exchange fee: 0.50% applies to all currency exchanges in the app or at the point of sale
  • ATM fee: Free up to £200 (or equivalent) monthly, after that a 2% fee charged

    You may be charged fees by an ATM, so keep an eye out. They should let you know before you complete your transaction.

  • Card replacement fee: £4.95 (or equivalent in another currency)
  • Refund fee: £5 for a bank or debit card transfer